Long-term care funding solutions by Financial Strategies | home
Poor health?
What if I'm in poor health, or my spouse, parent or in-law? Is there any alternative solution in funding for long-term care?
Yes, there may be several options. We may be able to obtain for you one of our Asset-Transfer and linked-benefit plan solutions, which could provide some amount of long-term care insurance-related benefits should you require stay-at-home health care, adult day-care, assisted-living care, or nursing facility care.
 We would first review the specific health conditions and financial assets to determine the options you may have available
 Once reviewed, we will provide you with options and recommendations so that you can make an informed decision
 We also facilitate the entire process for you, as your "buying facilitator" to fund your plan for long-term care
The best way to get started is to complete the free request form so that we can discuss: Alternative Solutions
What if my spouse, parent or in-law is already receiving (or might soon require) long-term care services? Is there any cost-saving solution?
Quite possibly. We have access to a financial product solution, which may provide considerable payments for the long-term care services required or contemplated and for less use of one's existing assets; thereby, providing you with considerable savings.
 Unlike life insurance or long-term care insurance, which requires that a person be in reasonably good health, the reverse can be true with this form of financial solution -- the worse the person's health status...the greater the monthly income might be from the use of some existing liquid assets
For example: The end result might be that instead of using $300,000 of exiting assets to pay the monthly costs needed to provide the long-term care--be it at home or a facility, you may be able to receive the income needed but only have to use $150,000 to $200,000 of the existing assets; thereby achieve a considerable savings with less erosion of the estate
 We would first review the specific health conditions and financial assets to determine the options you may have available
 Based on the results of our discovery meeting (over the phone), we would submit a request for an "estimate" quote
 Once reviewed, we will provide you with recommendations and what's required so that you can make an informed decision to take the next step
 We also facilitate the entire process for you, as your "buying facilitator", through completion
The best way to get started is to complete the free request form so that we can discuss: Alternative Solutions
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